Critical Illness Cover

And you're doing all the right things. You have even made plans for a rainy day. You've got life insurance. You're saving for your retirement. You're putting money aside for the kids' education. And then it happens. You're diagnosed with a critical illness.

What happens to your plans and dreams for the future?
Being diagnosed with a critical illness can be devastating for you, your spouse , your family , your business partners... and your finances.

Even though your world may seem to have come to a sudden halt, the reality is that life goes on. Your bills will still arrive and your mortgage will have to be paid. You may also face additional costs that accompany a critical illness like specialized equipment, renovations to your home, or have to buy medication not covered by government health plans. If you have to leave your job to focus on getting well, how will you be able to afford all this?

If you're like most of us, you'd have to turn to your savings. How would that change you plans for the future?

You might be wondering, right now, if you're really at risk. Is this a risk worth insuring? The fact is that Canadians are more likely to experience a critical illness or life-altering condition than they are to die prematurely.

Critical Illness Insurance provides a tax-free lump sum cash benefit upon diagnosis of a covered condition that allows you to use the money any way you wish. Critical Ilnness Insurance can help you to realize your dreams for the future, or to continue doing the things you've always done. Critical Illness Insurance is about recovery. It's about quality of life. It's about living...

Of course, no one can offer you protection from being diagnosed with a critical illness. But Critical illness coverage does offer tax-free financial protection for a range of critical illnesses and life-altering conditions.

Most critical illness plans covers 23 conditions, including three well known illnesses that affect thousands of Canadians each year – Heart Attack, Stroke and Cancer. The complete list of covered conditions include

Alzheimer 's disease Loss of Limbs

Aortic Surgery Loss of Speech

Benign Brain Tumour Major Organ Failure on Waiting List

Blindness Major Organ Transplant

Cancer Motor Neuron Disease

Coronary Artery Bypass Surgery Multiple Sclerosis

Deafness Occupational HIV Infection

Heart Attack Paralysis

Heart Valve Replacement Parkinson's Disease

Kidney Failure Severe Burns

Loss of Independent Existence Stroke