Health and Dental Insurance

Do you need private health and dental insurance?

You may need private health or dental insurance if you are an employee of a company that does not provide this for you, or if you a are a self employed business owner who doesn't have any benefits.

• For small business owners there is some good tax savings available by buying a health and dental benefit plan, because the premiums for the plan will be tax deductible.
• Health & Dental Insurance For Employees
  For only dollars a day, Flexcare® can offer a unique combination of health benefits that will provide your client and their family with comprehensive coverage they simply shouldn't do without.
• Health and dental plan for Retirees
  If you have retired from your job, or about to retire, you will most likely lose the benefit package that you used to have. You can continue a similar health plan without any interruptions, if you use Manulife's Follow Me plan, that can automatically continue your health & dental coverage as long as you take advantage of it within 30 days of terminating employment.

What kind of health benefit plans are available?

• Dental Coverage
  You could get Basic Dental coverage or major dental coverage.
• Drug Coverage
  You could get basic drug coverage or high level drug coverage, that would include birth control and brand name drugs.
• Drug & Dental Coverage combined
  Yopu could get a basic, or enhanced combination of drug and dental benefits.

All of these packages would include VISION CARE, PARAMEDICAL SERVICES, HOMECARE AND NURSING, PROSTHETIC APPLIANCES, DURABLE MEDICAL EQUIPMENT, LIFELINE, BEST DOCTORS, SOLUTIONS SERVICES ACCIDENTAL DENTAL, AMBULANCE, HEARING AIDS, TRAVEL, ACCIDENTAL DEATH & DISMEMBERMENT AND SURVIVOR BENEFITS.